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A standard auto insurance policy is a basic auto insurance policy typically only offered to people who represent a low or average risk to the insurer. To qualify, a person usually has to meet certain desirable criteria related to driving history, credit, and certain other factors.What is state insurance agent?
An insurance agent, also called an insurance broker in some instances, is the local representative of any number of insurance companies. A legitimate insurance agency must be licensed by a state board before he or she can legally sell insurance policies to customers.What are auto insurance claims?
A car insurance claim is essentially any request for payment of damages insured under a signed car insurance policy. While most car insurance claims are processed rather quickly other claims need a little work to get resolved.