How is Affirm different than a credit card? - Royal Caribbean Cruises
https://www.royalcaribbean.com/faq/questions/how-is-affirm-different-than-a-credit-card
WEBCreating an Affirm account to see if you pre-qualify will not affect your credit score. Affirm doesn’t charge any fees — no late fees, no prepayment fees, no annual fees and no fees to open or close your account. Depending on the size of your purchase, your payment plan may include interest.
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