Keyword Analysis & Research: manufactured home lenders

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Frequently Asked Questions

Can you get a mortgage for a manufactured home?

There are only two types of manufactured home financing: a traditional mortgage and a chattel mortgage. Most people understand the traditional mortgage: find an existing home or build one, then apply for a 30-year fixed mortgage or another mortgage type and lock in a highly favorable interest rate.

Can I get a reverse mortgage on a manufactured home?

Yes, manufactured home owners can enjoy the benefits of reverse mortgages and lines of credit. But there are restrictions. The U.S. department of Housing and Urban Development (HUD) states that manufactured homes are eligible for reverse mortgages and HECMs (Home Equity Conversion Mortgages).

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