| Keyword | CPC | PCC | Volume | Score | Length of keyword |
|---|---|---|---|---|---|
| interpolated terminal cash reserve value | 0.06 | 0.9 | 3656 | 3 | 40 |
| interpolated | 1.48 | 0.6 | 1670 | 47 | 12 |
| terminal | 0.35 | 0.7 | 1810 | 24 | 8 |
| cash | 1.75 | 1 | 3999 | 22 | 4 |
| reserve | 0.61 | 0.5 | 7502 | 46 | 7 |
| value | 1.42 | 0.8 | 9984 | 72 | 5 |
| Keyword | CPC | PCC | Volume | Score |
|---|---|---|---|---|
| interpolated terminal cash reserve value | 0.13 | 0.1 | 5834 | 89 |
| interpolated terminal reserve value defined | 0.33 | 0.5 | 7511 | 79 |
| interpolated terminal reserve values | 0.98 | 0.1 | 6539 | 55 |
| interpolated terminal reserve valuation | 0.38 | 0.3 | 1322 | 46 |
| interpolated terminal reserve calculation | 0.23 | 0.8 | 6628 | 8 |
| what is an interpolated terminal reserve | 1.97 | 0.2 | 8737 | 72 |
| interpolated terminal reserve means | 0.05 | 0.9 | 8382 | 43 |
| interpolated terminal reserve life insurance | 1.92 | 0.5 | 5856 | 57 |
| terminal value of cash inflows | 0.5 | 0.2 | 783 | 24 |
| terminal value of cash flows | 1.12 | 0.8 | 3893 | 51 |
| terminal value cash flow | 0.31 | 0.5 | 5147 | 36 |
What is the Interpolated Terminal Reserve? The interpolated terminal reserve is a mid policy year calculation on a life insurance policy's reserve used most often to determine the market value of a life insurance policy. The value of the interpolated terminal reserve is something close to the policy's cash value, but the two are not the same.
What is the difference between terminal reserve and ITR?A policy’s terminal reserve is the amount of money that the life insurance carrier has set aside by law to guarantee the payment of policy benefits and is determined once a year. The ITR is a mid-year estimate of the terminal reserve value determined by adding the current year’s increase to the prior year’s reserve.
How is the reserve value of a life insurance policy calculated?Regulations provide that this value is estimated as the difference between the policy’s reserve value at the date of the last premium payment and the projected reserve value at the date of the next premium.
Is ITR a fair market value?For many types of policies and in many circumstances, ITR is not necessarily an appropriate or accurate measure of a policy’s fair market value. A fair market valuation of a life insurance policy however, will consider values based on the income approach and the market approach.
