Factors That Affect Your Health Insurance Premiums Your Age As you get older, you'll likely see your insurance premiums start to climb. ... Your Location Just as a person living in San Francisco or New York is likely to pay more in rent than a person living in Kansas City or Memphis, ... Who's Covered by the Plan The more people your health insurance plan covers, the higher your premiums are. ... More items...How much does the best health insurance cost?
The average cost of health insurance for men in 2018 is $418 per month without a subsidy according to data from eHealth’s Health Insurance Price Index Report for 2018 which reflects the costs of marketplace health insurance purchases without a subsidy. 1