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Longest 0% APR on New Purchases with Rewards Chase Freedom Unlimited® Chase Freedom Flex℠ Capital One Quicksilver Cash Rewards Credit Card Capital One SavorOne Cash Rewards Credit Card Citi Rewards+® CardIs the lower the APR the better for credit cards?
Using a 0% APR card for debt consolidation or balance transfer can be a better option than a personal loan. But not always. If you have debt on multiple cards and need time to pay off your balances, a credit card with a temporary 0% APR might not be the best option.