Keyword Analysis & Research: texas automobile insurance basics

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Frequently Asked Questions

What type of auto insurance do I need in Texas?

Texas law requires you to have liability coverage. If you still owe money on your car, your lender will require you to have collision and comprehensive coverage. There are eight basic auto insurance coverages.

How do I get liability auto insurance in Texas?

Call an Agent. Texas drivers must obtain an auto insurance policy that includes a minimum amount of liability coverage. Liability insurance protects you if you cause an accident and you hurt someone or someone’s property. Liability insurance does not cover you and your vehicle.

What factors determine auto insurance premiums in Texas?

Auto insurance premiums incorporate a number of factors, including a motorist's age, gender, marital status, credit and driving history. We reviewed Texas auto insurance premiums by each of the more significant pricing factors.

What are the minimum limits for liability car insurance in Texas?

Texas requires you to be able to pay for any damages and injuries from a car accident you caused. Most people buy liability car insurance to fulfill this law. If you choose to buy liability insurance to comply with the law, your policy must have the following minimum limits: $30,000 for each injured person.

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