Keyword Analysis & Research: state auto insurance agents

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Frequently Asked Questions

Who oversees auto insurance for the state?

While there is no federal agency in charge of regulating the auto insurance industry itself, there is a federal association called the National Association of Insurance Commissioners (NAIC) that brings together the heads of each state insurance regulation department

How to select an auto insurance company or agent?

How to Select an Auto Insurance Company or Agent. How to Select an Auto Insurance Company or Agent The first step is to select a financially strong insurer. It is important to shop around to get the best price for the coverage you need. Talk to several representatives from a number of different companies.

Is your insurance agent licensed by the state?

The specific requirements for an agent to become licensed varies considerably from state to state. Insurance "producers," commonly known as insurance agents or brokers, are individuals who are licensed by a state's insurance department to sell insurance within that state.

Does any state not require auto insurance?

States With No Car Insurance Requirement. There are just two states that don't require car insurance: New Hampshire and Virginia. Car insurance is not mandatory in New Hampshire, but residents are still responsible for damages resulting from a car accident: up to $50,000 for liability and $25,000 for property damage.

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