**Compounding Quarterly, Monthly, and Daily**
https://courses.byui.edu/MATH_100G/NewTextbook/Chapter3/Section3.3/3.3B_MathExercise.pdf

Compounding Quarterly, Monthly, and Daily So far, you have been compounding interest annually, which means the interest is added once per year. However, you will want to add the interest quarterly, monthly, or daily in some cases. ... on the formula bar at the top of the Excel sheet, multiply by 48 payments and subtract the $15,000 you borrowed ...

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