Adjustable-Rate Mortgage Loans (ARMs) | Navy Federal Credit Union
https://www.navyfederal.org/loans-cards/mortgage/mortgage-rates/adjustable-rate-mortgages.html
Adjustable-rate mortgages are variable, and your annual percentage rate may increase or decrease after the original fixed rate period. All rates quoted above require a 1.00% loan origination fee, which may be waived for a 0.25% increase in the interest rate. 3/5 and 5/5 ARM Loans: Mortgage insurance is not required.
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