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Frequently Asked Questions

What can I do after accessing MGIC's cash flow worksheets?

After accessing our cash flow worksheets, browse MGIC’s training sessions. You’ll discover a variety of income training webinars to learn more about evaluating base and variable income, rental income analysis, personal and business tax return analysis and financial statement review classes.

How do I use the income calculation worksheet?

Right click on the below link, select "open in a new tab" to launch the Income Calculation Worksheet: Income Calculation Worksheet is required to be utilized on all wage earner, fixed income, rental income, residual income types. This Worksheet can also be used to calculate Schedule C income. Click on the hyperlink above to download the Worksheet.

How do you calculate expenses from W2 income?

Expenses Expense factor W2 income monthly income YTD + 1 Year YTD + 2 Year Income from 1099 Monthly check or Direct Deposit Income Calculation Worksheet YTD Salary (paytsub) Past year OT breakout use lowest income average Date W2 for Tax Year: YTD Avg using net income YTD + 1 year using Net Income W2 for year: Underwriter Comments

What are the income analysis tools?

Our income analysis tools are designed to help you evaluate qualifying income quickly and easily. Use our PDF worksheets to total numbers by hand or let our Excel calculators do the work for you. Determine the average monthly income/loss for a non-owner occupied investment property.


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