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Frequently Asked Questions

Does Fannie Mae offer homebuyer education?

Fannie Mae offers homebuyer education through HomeView™. Freddie Mac also offers homebuyer education through CreditSmart ®. These instructions are for homebuyers looking to purchase a single-family home. If you are planning on purchasing a 2- to 4-unit home for rental, go to the Landlord Test. Study up on the basics of buying and owning a home.

Do I need to take a homebuyer education class?

RIHousing customers who are first-time homebuyers are required to take a Homebuyer Education class prior to closing. Thinking about becoming a landlord? “Get Educated!” from the comfort of your home! RIHousing has launched our virtual Homebuyer Education Classes to help prospective homebuyers understand the process of buying and keeping a home.

How do I take the homebuyer education test?

You’ve gone through the Homebuyer Education material and you’re ready to take the test. Your next step is to register. If you were sent to Homebuyer Education by a lender, be sure to have your lender’s Homebuyer Education Code. If you were NOT sent by a lender, you don’t need the Homebuyer Education Code to register or take the test.

Does readynest meet lender's homebuyer education requirements?

MGIC designed Readynest to take you through key homeownership topics step-by-step, so you can feel more confident throughout the homebuying process. Are you taking this test to meet your lender’s homebuyer education requirements? Our free program doesn’t meet requirements for all loan programs, so we don’t want you to waste your time!

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