Why to refinance a mortgage loan?
Best reasons to refinance your mortgage Lower your interest rate. Known as a "rate-and-term" refinance, this is the most popular reason homeowners refinance a home loan. Consolidate high-interest debt. If you have a hefty amount of high-interest debt on credit cards or personal loans, a cash-out refinance can help improve your cash flow and save you ... Eliminate mortgage insurance. ...
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