Keyword Analysis & Research: educational employees credit union

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Frequently Asked Questions

How do I join the credit union?

To join a credit union you must open an account there. Once you do that you become a member and part owner of that credit union. As a member of a credit union, you can take part in the credit union business decisions, including voting on who sits on the board of directions.

How do credit unions get their money?

Credit unions do make money in a way that is similar to banks, such as from fees, interest rates and other funds paid by customers. The difference between a bank and a credit union is that credit unions are considered not-for-profit because they operate to serve their members, whereas banks generate profits for stockholders.

Is credit union a good bank?

Credit unions generally provide better customer service than banks do, though the ratings for smaller banks are nearly as good. Credit unions also offer higher interest rates on deposits, lower rates on loans and lower fees. Banks often adopt new technology and tools more quickly.

Can anyone join the credit union?

Anyone can join a credit union, and credit unions are super easy to find. You may be eligible to join one or more credit unions based on your: Employer/workplace. Geographic area. School. Place of worship. Membership in an organization.

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