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How to calculate APR on a credit card?

How to calculate your monthly APR. Calculating your monthly APR rate can be done in three easy steps: Step 1: Find your current APR and current balance in your credit card statement. Step 2: Divide your current APR by 12 (for the twelve months of the year) to find your monthly periodic rate. Step 3: Multiply that number with the amount of your ...

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