Keyword Analysis & Research: average credit card apr for good credit

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Frequently Asked Questions

Is the lower the APR the better for credit cards?

Using a 0% APR card for debt consolidation or balance transfer can be a better option than a personal loan. But not always. If you have debt on multiple cards and need time to pay off your balances, a credit card with a temporary 0% APR might not be the best option.

Do credit cards ever lower APR?

Your credit card company won't lower your APR just because you've been taking care of your credit; you need to call them and ask them to lower your APR! A good course of action is to know your FICO score and have that handy when you call your credit card company. Do a bit of research by finding out common rates based on your FICO score.

What is the Annual Percentage Rate (APR) on a credit card?

Annual percentage rate (APR) is the rate that you pay to borrow money. For credit cards, your APR is the price you pay to carry a balance on your credit card. APR is expressed as a percentage and represents the amount of interest and other fees you pay on the card over the course of an entire year.

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